Advice software that actually works together.
CapEmber Office, Cashflow and Portfolio (early access soon) share one encrypted client record — the portfolio knows the plan, the plan knows the client, and your advice starts sharper. Use each on its own, or together as one joined-up practice.
Each stands alone. Together they compound.
New here? See why firms choose CapEmber, or how it fits a solo practice or a growing firm.
CapEmber Office
AvailableThe AI-native client platform: pre-meeting briefings, a live meeting assistant, email triage & drafting, KYC questionnaires with a client portal, and a compliant encrypted client file.
Learn more →CapEmber Portfolio
SoonPortfolios you can see and steer: track allocation and performance against each client's plan, visualise risk and drift, and rebalance when markets move — standalone, or fed live from Office KYC data.
Register interest →CapEmber Cashflow
AvailableProject income, spending, goals and life events year by year. Stress-test plans and show clients their future — standalone, or grounded in the KYC profile they already completed.
Learn more →Security a compliance officer can sign off.
Encrypted end-to-end
Sensitive data encrypted at rest with AES-256-GCM. Documents and backups are encrypted before they leave the platform — your storage provider only sees ciphertext.
Immutable backups (WORM)
Write-once backups with compliance retention, on your storage provider or ours — built to satisfy your regulator's record-keeping rules — FCA, SEC/FINRA, CIRO and beyond — plus GDPR and DORA.
Data residency, your choice
Host your firm's data in the country of your choice. Per-firm isolation, role-based access and an append-only audit trail of who did what, when.
Simple per-firm subscriptions.
CapEmber Office
- Unlimited clients & team members
- AI briefings, live assistant, email triage
- KYC portal & encrypted document vault
- Pay-as-you-go AI usage, any model
- Cancel anytime — your data stays yours
CapEmber Portfolio
- Track, analyse & rebalance vs the plan
- Risk-profile-driven allocations
- Works standalone or with CapEmber Office
CapEmber Cashflow
- Year-by-year projections from real data
- Goal funding & life-event stress tests
- Scenarios, Monte Carlo & client PDF reports
- Works standalone or with CapEmber Office
Frequently asked questions
Is CapEmber built for regulated firms?
Yes. CapEmber is designed for regulated advice firms in any country, with per-firm isolation, role-based access, an append-only audit trail and WORM backups built to satisfy your regulator's record-keeping rules — FCA, SEC/FINRA, CIRO and beyond — plus GDPR and DORA.
Where is my data stored?
In the country your firm chooses, with data residency guaranteed. Sensitive data is encrypted at rest with AES-256-GCM, and documents and backups are encrypted before they leave the platform — your storage provider only ever sees ciphertext.
Do I need a card to start the free trial?
No. The 14-day trials of CapEmber Office and CapEmber Cashflow are full-featured and need no card to start — each product has its own sign-up today. The Cashflow demo sandbox needs no account at all.
Can I use the products on their own, or only together?
Each product works standalone. When connected, they share one encrypted client record, so CapEmber Portfolio and CapEmber Cashflow can read the KYC profile a client already completed in CapEmber Office.
How does pricing and AI usage work?
A simple per-firm subscription with unlimited clients and team members. AI is pay-as-you-go from a prepaid firm budget, and each adviser can choose the model they use (Claude or Gemini). Cancel anytime — your data stays yours.
Does CapEmber give financial advice?
No. CapEmber is software that supports advisers; it does not provide regulated financial advice.